Our Core Services

At Prosper with Kayla, we don’t just help you fix your credit—we help you take full control of your financial future. Whether you’re rebuilding, learning, or leveling up, we’ve got a plan for you.

1. Credit Repair

Clean up your report. Take back your power.

We help remove inaccurate, outdated, and unverifiable negative accounts—using proven consumer laws and professional dispute strategies.

What we target:

• Collections

• Late payments

• Charge-offs

• Medical bills

• Repossessions

• And more

Whether you’re working toward homeownership, a new car, or just want peace of mind, we’ll handle the backend so you can move forward with confidence.

Includes:

• Monthly dispute rounds

• Expert backend team

• Real-time updates

• Ongoing credit education

2. Credit Coaching

Understand your score. Build it the right way.

Credit shouldn’t be confusing—and you shouldn’t have to guess your next move. With 1-on-1 credit coaching, we show you how to build a strong, healthy credit profile that works in your favor.

You’ll learn how to:

• Manage your credit cards strategically

• Maintain a strong credit mix

• Optimize your utilization

• Add positive accounts

• Plan for major financial milestones

Perfect if you’re just starting, rebuilding, or want to maintain long-term financial health.

3. Personal + Business Funding

Leverage your credit. Fund your next move.

Once your credit is in shape, it’s time to make it work for you. We help you get approved for high-limit, low-interest personal and business credit—with smart strategies that keep your personal credit protected.

Funding can be used for:

• Starting or scaling a business

• Real estate investing

• Debt consolidation

• Emergency cash flow

• Big life purchases

We walk you through the funding process step-by-step—from pre-qualification to getting approved—so you don’t leave money on the table.